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Shelby Smith

Primerica Advisors
9 Years of Experience
Ellicott City, MD
3 DisclosuresBroker
View SEC Summary
View SEC Summary

Shelby Smith is a registered investment advisor at Primerica Advisors, based in Ellicott City, MD, with 9 years of industry experience. Shelby is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Investment Management, Retirement Planning. Their firm serves 67,816 clients with $16B in assets under management.

Primerica Advisors
Compensation
Fee-Only (% of Portfolio)
Firm Size
3990 advisors
Number of Clients
67,816 clients
Average Client Portfolio
$229K average
Assets Under Management
$15.5B

Fee Structure

Minimum Investment:$25K
Investment management only (planning not offered)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $250K1.74%
$250K - $500K1.71%
$500K - $1.0M1.52%
$1.0M - $3.0M1.38%
$3.0M - $5.0M1.15%
$5.0M - $10.0M1.00%
$10M+0.85%

Total maximum wrap fee schedule combining the maximum advisory fee, program fee, and assuming a maximum asset manager fee of 0.50%. The advisory fee component is negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

8480 Baltimore National Pike, Ste 408-F, Ellicott City, MD, 21043

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History

Regulatory History (3)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Judgment / Lien
April 2021
Judgment / Lien
February 2020
Judgment / Lien
November 2017
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Shelby sells investment-related products for companies affiliated with PFS Investments Inc. Shelby also receives compensation from Primerica Mortgage, LLC and Primerica Client Services, Inc. and works as a notary public and Lyft driver, dedicating about a quarter of their time to Lyft and less than half their time to notary work.

Employment History
Current Registrations
Primerica Advisors
July 2025 - Present · 1 yr 3 mos
PFS Investments INC.Broker
September 2017 - Present · 9 yrs 1 mo
Previous Registrations
Primerica Advisors
April 2023 - June 2025 · 2 yrs 2 mos
PFS Investments INC.Broker
August 2015 - June 2016 · 10 mos
State Registrations5 states
CAFLGAMDTX
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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