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Melissa Rainwater-Fleming

5 Years of Experience
Flaggstaff, AZ
BrokerSells Insurance

Melissa Rainwater-Fleming is a registered investment advisor at Cetera Investment Advisers LLC, based in Flaggstaff, AZ, with 5 years of industry experience. Melissa operates on a fee-only basis, meaning they do not earn commissions from product sales. Their firm serves 584,487 clients with $160B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
10345 advisors
IM Fee
Planning only
Assets Under Management
$163.8B
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Location

2519 E. Seventh Ave, Flaggstaff, AZ, 86004

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

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Other Business ActivitiesSells Insurance

Melissa works full-time at Northern Arizona Financial Services Co LLC, offering tax preparation, financial services, bookkeeping, and payroll services. She also co-owns a short-term rental property with her sister, dedicating minimal time to it, and works as an Investment Advisor Representative at Peak Wealth Management, spending about a third of her time there.

Employment History
Current Registrations
Cetera Investment Advisers LLC
September 2025 - Present · 8 mos
Cetera Wealth Services, LLCBroker
September 2025 - Present · 8 mos
Previous Registrations
Avantax Investment Services, INC.Broker
August 2021 - September 2025 · 4 yrs 1 mo
Avantax Advisory Services
December 2020 - September 2025 · 4 yrs 9 mos
State Registrations2 states
AZWA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.