Rafael Roque-Espinosa
Rafael Roque-Espinosa is a registered investment advisor at Empower Advisory Group, LLC, based in Hackensack, NJ, with 11 years of industry experience. Rafael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Investment Management, Retirement Planning. Their firm serves 250,707 clients with $160B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 0.50% |
| $100K - $250K | 0.40% |
| $250K - $400K | 0.30% |
| $400K+ | 0.20% |
EAG reserves the right to offer discounted fees or waive periodic fees.
Fee Estimator
Location
Hackensack, NJ
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Rafael is a contracted financial officer for Outco Inc, working with the company's CPA to analyze financial statements and present findings to the executive board. This part-time, remote position takes about a quarter of his time and is unrelated to his work with Prudential.
Employment History
Current Registrations
Empower Advisory Group, LLC
Empower Financial Services, INC.
Empower Financial Services, INC.Broker
Previous Registrations
Prudential Investment Management Services LLCBroker
Advised Assets Group, LLC
Gwfs Equities, INC.Broker
MML Investors Services, LLCBroker
State Registrations3 states
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