RC
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Ruth Cardenas

9 Years of Experience
El Paso, TX
Sells Insurance

Ruth Cardenas is a registered investment advisor at First Advisors National, LLC, based in El Paso, TX, with 9 years of industry experience. Ruth operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Investment Management. Their firm serves 3,430 clients with $500M in assets under management.

Compensation
Fee-Only (% of Portfolio)
Firm Size
64 advisors
Number of Clients
3,430 clients
Average Client Portfolio
$146K average
Assets Under Management
$501.1M

Fee Structure

Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any1.85%

Advisory fees are negotiable, and FAN Advisors retains the right to reduce advisory fees at its discretion.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

El Paso, TX

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

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Other Business ActivitiesSells Insurance

Ruth is the owner of Libre Advisors Finem, LLC, where she works as a financial advisor focusing on financial planning and wealth management, dedicating nearly all of her time. She also works as an insurance agent for Invidia Financial Network, selling life insurance and long-term care, dedicating about 10% of her time to this activity.

Employment History
Current Registrations
First Advisors National, LLC
September 2024 - Present · 1 yr 8 mos
Previous Registrations
Kovack Advisors, INC.
July 2024 - September 2024 · 2 mos
LPL Financial LLC
August 2021 - July 2024 · 2 yrs 11 mos
LPL Financial LLCBroker
August 2021 - July 2024 · 2 yrs 11 mos
Commonwealth Financial Network
January 2020 - July 2021 · 1 yr 6 mos
Commonwealth Financial NetworkBroker
January 2020 - July 2021 · 1 yr 6 mos
LPL Financial LLCBroker
November 2017 - March 2018 · 4 mos
Trilogy Capital, INC.
December 2016 - January 2020 · 3 yrs 1 mo
National Planning CorporationBroker
October 2016 - November 2017 · 1 yr 1 mo
State Registrations1 state
TX
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.