Erika Lotz is a registered investment advisor at Reyes Financial Architecture INC., based in San Diego, CA. Erika operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, High Net Worth, Insurance Planning, Investment Management, and 2 more. Their firm serves 160 clients with $160M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 2.45% |
| $500K - $1.5M | 1.95% |
| $1.5M - $2.5M | 1.75% |
| $2.5M+ | 1.50% |
Fees can be negotiated at the sole discretion of RFA.
Fee Estimator
Location
4660 La Jolla Village Drive, Suite 725, San Diego, CA, 92122
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Erika is an insurance agent at Octavia Risk Management LLC, selling life, annuity, and health insurance products since April 2025. This requires minimal time commitment.
Employment History
Current Registrations
Reyes Financial Architecture INC.
Previous Registrations
Octavia Wealth Advisors LLC
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.