Michael Waters is a PFS-designated registered investment advisor at Halcyon Professional Advisors, based in Cullman, AL, with 10 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Insurance Planning, Investment Management, and 3 more. Their firm serves 7 clients.
Compensation
Firm Size
IM Fee
Fee Structure
Halcyon Professional Advisors offers a comprehensive retainer engagement providing holistic financial planning and investment oversight for an annual fixed fee ranging from $2,000 to $20,000.
What is included:
- Regularly scheduled meetings tailored to your individual situation
- Additional face-to-face, email, and phone consultations
- Tax planning and individual tax preparation
- Insurance review and estate planning reviews
- Asset inventory, financial goal analysis, and portfolio analysis
- Development of an asset allocation strategy and specific no-load mutual fund recommendations
- Annual review of investment recommendations
- Financial Review — $500 to $950, consisting of a two-hour review covering up to three financial planning topics selected in advance by the client.
- Limited Scope Engagement — $1,000 to $5,000, focusing on a particular financial planning area such as goal setting, asset and liability analysis, tax planning, cash flow management, investment review, retirement planning, risk management, estate planning, or record keeping.
Location
316 2nd Ave SW, Ste 300, Cullman, AL, 35055
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Michael is an accountant and managing member of Michael W. Waters, CPA, LLC, dedicating a majority of his time to this activity. He is also a shareholder and CFO of Physicians Resource Network, Inc., spending a few hours per week, and a member of Heritage Medical Complex, LLC and W & D Properties, LLC, spending minimal time on each. Additionally, Michael is a minister at Baldwin Church of Christ, spending a few hours per week.
Employment History
Current Registrations
Halcyon Professional Advisors
Previous Registrations
Halcyon Professional Advisors
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
More Advisors
- Lindsay Rhodes, CFP, PFSAllysian Wealth Planning
- Donald Warnke, ChFCHornor, Townsend & Kent, LLC
- Katie Brown, CFP, ChFCEdward Jones
- Jonathan Dvorak, CFPUptick Partners, LLC