Melissa Holmes is a CFP-designated registered investment advisor at Black Harbor Financial, based in Boothbay Harbor, ME, with 8 years of industry experience. Melissa operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Investment Management, Retirement Planning, and 1 more. Their firm serves 6 clients with $1.7M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.75% |
| $3.0M - $5.0M | 0.60% |
| $5M+ | 0.40% |
Fee Estimator
Location
Boothbay Harbor, ME
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
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Melissa is an attorney and owner of Whitt Law, a sole proprietorship providing various legal services. She spends about 10-20% of her time on legal work and another 10-20% of her time on financial planning for Black Harbor Financial LLC.
Employment History
Current Registrations
Black Harbor Financial
State Registrations1 state
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