Ricardo Espana is a registered investment advisor at Citigroup Global Markets INC., based in Miami, FL, with 8 years of industry experience. Ricardo operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Investment Management. Their firm serves 56,938 clients with $47B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
CGMI offers various investment advisory programs with different fee structures. The CGMI fee is an annualized, fixed, asset-based fee of up to 2% that is negotiable based on a number of factors. Clients may also pay separate fees to third-party investment managers, generally ranging from 0.05% to 1.00% depending on the asset class and investment style. These fees do not include additional charges such as wire transfer fees, taxes, or brokerage commissions for trades executed outside of CGMI or Clearing Firm.
Location
CPWM, 201 S. Biscayne Blvd, 5th Fl/Ste 530 & 6th Fl/Ste 600, Miami, FL, 33131
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
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Ricardo is a shareholder of Alternativas de Apoyo Promocional SAS, a promotional material supplier in Colombia, dedicating minimal time. He also co-owns an apartment building in Bogota with his wife, spending minimal time coordinating maintenance and collecting rent.
Employment History
Current Registrations
Citigroup Global Markets INC.
Citigroup Global Markets INC.Broker
Citigroup Global Markets INC.
Previous Registrations
Citi International Financial Services LLCBroker
Citi International Financial Services LLCBroker
State Registrations53 states
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