MD
MD

Michael Dear

7 Years of Experience
Cement City, MI
BrokerSells Insurance

Michael Dear is a registered investment advisor at Cetera Investment Advisers LLC, based in Cement City, MI, with 7 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their firm serves 584,487 clients with $160B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
10345 advisors
IM Fee
Planning only
Assets Under Management
$163.8B
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Location

18875 E. Chicago Road, Suite 2, Cement City, MI, 49233

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

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Other Business ActivitiesSells Insurance

Michael is an agent for Avantax Insurance Agency, selling equity indexed annuities, and affiliated with another Avantax insurance agency selling insurance products. He also works as an independent contractor for Taxfyle, preparing personal and small business tax returns, and owns Dear Financial & Tax Solutions LLC, providing accounting, tax preparation, and investment services full-time.

Employment History
Current Registrations
Cetera Investment Advisers LLC
September 2025 - Present · 8 mos
Cetera Wealth Services, LLCBroker
September 2025 - Present · 8 mos
Previous Registrations
Avantax Advisory Services
January 2020 - September 2025 · 5 yrs 8 mos
Avantax Investment Services, INC.Broker
August 2018 - September 2025 · 7 yrs 1 mo
State Registrations2 states
MITX
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.