John Cleaver is a ChFC-designated registered investment advisor at Creative Financial Concepts, INC., based in Wilmington, DE, with 37 years of industry experience. John operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Retirement Planning.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.75% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $3.0M | 0.65% |
| $3M+ | 0.50% |
This is the fee schedule for AssetMark portfolios. Creative Financial Concepts receives a portion of this fee, up to 1.40% of the assets managed. AssetMark charges a minimum annual fee of $60 per investment account.
Fee Estimator
Location
3518 Silverside Road, Unit 24, Wilmington, DE, 19810
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Employment History
Current Registrations
Creative Financial Concepts, INC.
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.