J Rainey is a CFP-designated registered investment advisor at Charles Schwab & CO., INC., based in Phoenix, AZ, with 28 years of industry experience. J is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Education Planning, Estate Planning, High Net Worth, Insurance Planning, and 3 more.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.80% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.70% |
| $5.0M - $10.0M | 0.50% |
| $10.0M - $25.0M | 0.30% |
| $25M+ | 0.30% |
Fees for assets over $25 million are negotiable. A grandfathered schedule exists for clients enrolled prior to October 1, 2024.
Fee Estimator
Location
2423 E Lincoln Dr, Phoenix, AZ, 85016-1215
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
J. is an advisory board member for the Salvation Army, dedicating about 10-20% of their time. J. also owns rental properties, which requires about 10-20% of their time.
Employment History
Current Registrations
Charles Schwab & CO., INC.
Charles Schwab & CO., INC.Broker
Previous Registrations
AXA Advisors, LLCBroker
Ids Life Insurance CompanyBroker
American Express Financial Advisors INC.Broker
Ids Financial Services INC.Broker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
More Advisors
- Sarah Spiller, CFP, ChFCCharles Schwab & CO., INC.
- Jonathan Carter, CFACharles Schwab & CO., INC.
- Garrett LuproCharles Schwab & CO., INC.
- Brandon Bryan, CFPCharles Schwab & CO., INC.
- James Perry, CFPCharles Schwab & CO., INC.
- William Jorden, CFPCharles Schwab & CO., INC.