JG
JG

John Gingas

35 Years of Experience
East Lansing, MI
1 DisclosureBrokerSells Insurance

John Gingas is a registered investment advisor at Commonwealth Financial Network, based in East Lansing, MI, with 35 years of industry experience. Their practice areas include Financial Planning & Coaching, Investment Management, Retirement Planning. Their firm serves 399,450 clients with $210B in assets under management.

Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
3079 advisors
Number of Clients
399,450 clients
Average Client Portfolio
$525K average
Assets Under Management
$209.7B

Fee Structure

Commonwealth Financial Network offers investment management through various programs like PPS Custom, PPS Select, and PPS Direct. Fees are generally calculated as a percentage of your portfolio, including cash and money market positions. The exact fees vary depending on the specific program and the agreement between you and your advisor.

Commonwealth generally offers two types of fee schedules: blended and breakpoint. With a blended schedule, different portions of your portfolio are charged at different rates. With a breakpoint schedule, the fee rate declines as your portfolio value reaches certain levels. All fees are negotiable between the advisor and client.

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Location

333 Albert Ave, Suite 400, East Lansing, MI, 48823

Get directions

History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
December 2009
Denied
Other Business ActivitiesSells Insurance

John is the president and co-owner of Financial Technology, Inc., which facilitates securities business and TPA services, dedicating all of his time during business hours. He also spends minimal time on fixed insurance sales.

Employment History
Current Registrations
Commonwealth Financial Network
October 2010 - Present · 15 yrs 7 mos
Commonwealth Financial NetworkBroker
May 1997 - Present · 29 yrs
Previous Registrations
Royal Alliance Associates, INC.Broker
January 1997 - May 1997 · 4 mos
Keogler, Morgan & Company, INC.Broker
August 1990 - January 1997 · 6 yrs 5 mos
State Registrations17 states
ARAZCACOFLGAILINMAMEMINVOHPASCSDTX
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
John Gingas - Financial Advisor | TrueAdvisor