Steven Houten
Steven Houten is a CFP-designated registered investment advisor at Lifetime Financial Advisors INC, based in Encinitas, CA, with 45 years of industry experience. Steven operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Insurance Planning, and 2 more.
Compensation
Firm Size
IM Fee
Fee Structure
Ongoing financial planning advice is available for an annual retainer fee ranging from $500 to $5,000, charged monthly. The specific fee is agreed upon in advance and documented in writing.
- Financial planning services range from $2,500 to $25,000. A 50% deposit is required at the start of the plan, with the balance due upon delivery.
- Clients may elect to pay an hourly rate for investment advice without engaging in a financial plan. The standard hourly rate of the senior advisor is $250.00. Hourly fees of $50 - $250.00 per hour may be charged for special projects as agreed upon by the client.
Location
2210 Encinitas Blvd. Ste. C, Encinitas, CA, 92024
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Steven is affiliated with Lifetime Financial Advisors, Inc. as an RIA since 2004 and as a DBA since 2013. Since 2011, Steven offers non-variable insurance products to clients, dedicating about 10% of his time to this activity.
Employment History
Current Registrations
Lifetime Financial Advisors INC
LPL Financial LLC
LPL Financial LLC
LPL Financial LLCBroker
Previous Registrations
Financial West GroupBroker
Linsco/private Ledger CORP.Broker
Tmg Securities, INC.Broker
Linsco/private Ledger CORP.Broker
State Registrations45 states
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