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Michele Miranda

3 Years of Experience
Arden Hills, MN
Sells Insurance

Michele Miranda is a registered investment advisor at Gradient Advisors, LLC, based in Arden Hills, MN, with 3 years of industry experience. Michele operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management. Their firm serves 3,220 clients with $220M in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
173 advisors
Number of Clients
3,220 clients
Average Client Portfolio
$68K average
Assets Under Management
$218.6M

Fee Structure

Minimum Investment:None
Planning is included in investment management (also available separately)

Gradient Advisors uses third-party money managers to manage client accounts. The maximum annual fee Gradient Advisors will charge clients is 1.5% of the assets they manage. This fee is negotiable and depends on the money manager selected, the advisor providing services, and the value of the assets in the account. The fee is payable monthly, quarterly, or annually in advance or arrears based on the money manager. The investment management fees charged by the third-party managers are in addition to Gradient Advisors' fee.

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Location

4105 Lexington Avenue N., Suite 225, Arden Hills, MN, 55126

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

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Other Business ActivitiesSells Insurance

Michele is the owner of Pre-Planning Wealth Advisors, LLC, focusing on financial and investment planning. She also owns Pre-Planning Solutions, Inc. and M&N Marketing Insurance Services, Inc., dedicating about a quarter of her time and nearly full-time respectively, depending on client and community opportunities.

Employment History
Current Registrations
Gradient Advisors, LLC
June 2022 - Present · 3 yrs 11 mos
Previous Registrations
Guardian Financial Partners, LLC
March 2022 - April 2022 · 1 mo
State Registrations2 states
CAFL
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.