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CFP
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CFP

Zack Gutches

5 Years of Experience
Denver, CO

Zack Gutches is a CFP-designated registered investment advisor at True Riches Financial Planning, based in Denver, CO, with 5 years of industry experience. Zack operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Charitable Giving, Estate Planning, Financial Planning & Coaching, Gen X, and 7 more. Their firm serves 7 clients with $4.6M in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
1 advisor
Number of Clients
7 clients
Average Client Portfolio
$655K average
Assets Under Management
$4.6M

Fee Structure

Minimum Investment:None
Planning is included in investment management (also available separately)
Minimum Annual Fee:$5,000
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $1.0M0.90%
$1.0M - $2.0M0.60%
$2M+0.40%

Subject to $5,000 per year minimum and $25,000 per year maximum.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Contact

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Zack Gutches

Location

2373 Central Park Blvd, Unit 100, Denver, CO, 80238

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business Activities

Zack provides financial well-being and company benefits consulting at LearnLux, taking about 10% of his time. He also performs tax preparation services for True Riches Financial Planning LLC clients, dedicating minimal time to this activity.

Employment History
Current Registrations
True Riches Financial Planning
October 2024 - Present · 1 yr 7 mos
Previous Registrations
Brighton Jones LLC
October 2020 - September 2024 · 3 yrs 11 mos
State Registrations2 states
COTX
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
Additional Information

Hi, I’m Zack. I partner with $300k+ income Christian households in their 30's to 50's where I build lifelong relationships with them and serve as an ongoing comprehensive financial guide on their journey.The financial planning practice I was searching for didn't exist, so I felt called to build it. And that's howTrue Riches Financial Planningwas born.I'm incredibly passionate about helping Christian households be excellent with their finances and wisely steward what God has entrusted to each one of them.When I'm not actively building ongoing relationships or crafting personalized financial advice, you'll find me: • Spending quality time with my friends and amazing family • Watching tennis, basketball, or re-runs of The Office, Parks & Rec, or Modern Family while eating my nightly Private Selection® Denali® Extreme Maximum Fudge Moose Tracks® Ice Cream • Trying different restaurants or cooking a gourmet meal • Playing cribbage, hearts, euchre, or Settlers of Catan • Volunteering at church or in my community • Being ACTIVE! Preferably outside.1 Peter 4:10-11 says “Each of you should use whatever gift you have received to serve others…so that in all things God may be praised through Jesus Christ.”Financial Planning is the embodiment of that verse for me. God gifted me with an ability, mind, and personality exactly geared towards this vocation, and I am honored to use my gift to serve you wholeheartedly for Christ's glory.If you're eager to learn more, check outTrue Riches' ServicesorSchedule a Complimentary Consultation— don't worry, it's non-stuffy and there's no awkward sales pitch.

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Contact
Zack Gutches