Michael Garrett

WJL Financial Advisors charges between $1,500 and $10,000 per year for its Annual Advisory Services program, depending on the scope of services needed. This ongoing program includes:

• Regular financial plan updates reviewed at least annually
• Portfolio guidance and investment recommendations using low-cost index and passively managed funds
• Annual federal and state income tax preparation
• Unlimited access to reach out with questions or concerns at any time

The annual fee is typically billed in four quarterly installments.

• Initial Working Session — $1,000 fixed fee for a comprehensive two- to three-hour meeting to review your financial situation, establish goals, and deliver a written report with actionable recommendations.
• Hourly Consulting — $250 per hour for specific one-time needs, such as pension lump sum versus annuity analysis or survivor benefit evaluations.
• Tax Preparation (Standalone) — $250 to $750 annually depending on the complexity of the tax return.