Richard Borba
Richard Borba is a registered investment advisor at Emerson Equity LLC, based in Lodi, CA, with 49 years of industry experience. Richard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Insurance Planning, Investment Management. Their firm serves 679 clients with $330M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 2.50% |
| $1M+ | 2.25% |
Fees are negotiable. The Advisor, as a registered Broker-Dealer, also receives 12b-1 fees for certain mutual fund transactions.
Fee Estimator
Location
Lodi, CA
Get directionsHistory
Regulatory History (3)
Customer Dispute
February 2011Customer Dispute
September 2010Customer Dispute
February 2006Other Business ActivitiesSells Insurance
Richard operates Financial Dynamics, offering securities, insurance, and advisory services through Emerson Equity LLC, dedicating about a quarter of his time. He also sells fixed insurance products for Allianz Life and annuities and life insurance for National Western Life Insurance Company, spending about a quarter of his time and minimal time respectively.
Employment History
Current Registrations
Emerson Equity LLC
Emerson Equity LLC
Emerson Equity LLCBroker
Previous Registrations
Portsmouth Financial ServicesBroker
Portsmouth Financial Services, INC.
Arete Wealth Advisors, LLC
Center Street Advisors, INC.
Center Street Securities, INC.Broker
Lifepro Asset Management
Center Street Advisors, INC.
Center Street Securities, INC.Broker
On Investment Management CO
The O.N. Equity Sales CompanyBroker
Qa3 Financial LLC
Qa3 Financial CORP.Broker
Legacy Financial Services, INC.Broker
Intersecurities, INC.Broker
The O.N. Equity Sales CompanyBroker
Ifg Network Securities, INC.Broker
Planned Investments INC.Broker
Derand/pennington/bass, INC.Broker
FtfsBroker
Connecticut Mutual Financial Services, INC.Broker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.