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LR
CFP · ChFC
LR
CFP · ChFC

Lawrence Raymond

Sentinel Pension Advisors, LLC.
51 Years of Experience
Troy, MI
2 DisclosuresBroker
View SEC Summary
View SEC Summary

Lawrence Raymond is a CFP, ChFC-designated registered investment advisor at Sentinel Pension Advisors, LLC., based in Troy, MI, with 51 years of industry experience. Lawrence is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Estate Planning, Financial Planning & Coaching, Insurance Planning, Retirement Planning, and 1 more. Their firm serves 2,056 clients with $12B in assets under management.

Sentinel Pension Advisors, LLC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
52 advisors
Number of Clients
2,056 clients
Average Client Portfolio
$5.8M average
Assets Under Management
$11.9B

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $250K1.50%
$250K - $500K1.25%
$500K - $1000K1.00%
$1.0M - $5.0M0.85%
$5M+0.60%

All fees are negotiable. Clients who engaged SPA prior to January 1, 2024 are subject to fee schedules that use a blended fee rate rather than the tiered fee rate shown above.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

3001 W Big Beaver, Suite 302, Troy, MI, 48084

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
May 2023
Denied
Customer Dispute
January 2000
Settled
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Lawrence is a board member for the Zoning Board of Appeals in the City of Bloomfield Hills, MI, since January 2022. He spends a few hours per week reviewing zoning appeals issues in this non-compensated position.

Employment History
Current Registrations
Sentinel Pension Advisors, LLC.
January 2020 - Present · 6 yrs 9 mos
Sentinel Securities, LLC.Broker
January 2020 - Present · 6 yrs 9 mos
Previous Registrations
Abg Portfolio Strategies, INC.
May 2012 - March 2020 · 7 yrs 10 mos
Valmark Advisers, INC.
February 2012 - December 2019 · 7 yrs 10 mos
Valmark Securities, INC.Broker
January 2012 - December 2019 · 7 yrs 11 mos
Abg Portfolio Strategies, INC.
August 2010 - September 2011 · 1 yr 1 mo
AXA Advisors, LLC
July 2010 - February 2012 · 1 yr 7 mos
AXA Advisors, LLC
April 1992 - December 2002 · 10 yrs 8 mos
AXA Advisors, LLCBroker
October 1980 - February 2012 · 31 yrs 4 mos
The Equitable Life Assurance Society of the United StatesBroker
September 1975 - January 2000 · 24 yrs 4 mos
State Registrations1 state
MI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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