Richard Smarg
Richard Smarg is a ChFC-designated registered investment advisor at M Holdings Securities, INC., based in Naples, FL, with 50 years of industry experience. Richard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Retirement Planning. Their firm serves 3,621 clients with $4.1B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
M Holdings Securities offers various investment management programs with different fee structures. Some programs have wrap fees that cover advisory, brokerage, and custodial services in one fee. Other programs charge advisory fees separately from brokerage and other costs. Fees are negotiable with your financial professional and vary depending on the program chosen and the amount of assets managed. The maximum fee for WealthPursuit Wrap Fee Programs is limited to 3%. MPP Wrap Program fees will not exceed 1.36% for accounts with at least $150,000 in assets. WealthPursuit Prime fees are limited to a maximum rate of 3%.
Location
1185 Immokalee Road, Suite 120, Naples, FL, 34110
Get directionsHistory
Regulatory History (1)
Customer Dispute
May 2011Other Business ActivitiesSells Insurance
Richard is the President of Retirement & Insurance Resources, LLC, focusing on retirement, insurance, and wealth management, and a Managing Partner at Advisors Trust Planning and Investment Company, serving as an RIA. He is also a Managing Member of Advanced Choice Technology, working on decision-making programs, dedicating a few hours per week.
Employment History
Current Registrations
M Holdings Securities, INC.
M Holdings Securities, INC.Broker
Advisors Trust Planning and Investment Company
Previous Registrations
Park Avenue Securities LLCBroker
Mutual Service CorporationBroker
Guardian Investor Services CorporationBroker
Mcginn, Smith & CO., INC.Broker
Guardian Investor Services CorporationBroker
Nel Equity Services CorporationBroker
State Registrations7 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.