CS
CFP
CS
CFP

Christopher Sternau

The Woodlands, TX

Christopher Sternau is a CFP-designated registered investment advisor at Altere Financial, LLC, based in The Woodlands, TX. Christopher operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, High Net Worth, Insurance Planning, Investment Management, and 2 more. Their firm serves 37 clients with $55M in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
3 advisors
Number of Clients
37 clients
Average Client Portfolio
$1.5M average
Assets Under Management
$55.2M

Fee Structure

Planning is included in investment management
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $1.0M1.00%
$1.0M - $5.0M0.90%
$5.0M - $10.0M0.75%
$10M+0.50%

Altere Financial may, in its sole discretion, negotiate to charge a lesser fee based upon certain criteria.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

9450 Grogans Mill Rd, Suite 145, The Woodlands, TX, 77380

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Employment History
Current Registrations
Altere Financial, LLC
December 2025 - Present · 5 mos
State Registrations1 state
TX
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
Christopher Sternau - Financial Advisor | TrueAdvisor