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Raymond Krutz

Primerica Advisors
46 Years of Experience
Ormond Beach, FL
2 DisclosuresBroker
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Raymond Krutz is a registered investment advisor at Primerica Advisors, based in Ormond Beach, FL, with 46 years of industry experience. Raymond is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Investment Management, Retirement Planning. Their firm serves 67,816 clients with $16B in assets under management.

Primerica Advisors
Compensation
Fee-Only (% of Portfolio)
Firm Size
3990 advisors
Number of Clients
67,816 clients
Average Client Portfolio
$229K average
Assets Under Management
$15.5B

Fee Structure

Minimum Investment:$25K
Investment management only (planning not offered)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $250K1.74%
$250K - $500K1.71%
$500K - $1.0M1.52%
$1.0M - $3.0M1.38%
$3.0M - $5.0M1.15%
$5.0M - $10.0M1.00%
$10M+0.85%

Total maximum wrap fee schedule combining the maximum advisory fee, program fee, and assuming a maximum asset manager fee of 0.50%. The advisory fee component is negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

595 W Granada Blvd, Ste B, Ormond Beach, FL, 32174

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
April 2003
Settled
Customer Dispute
September 2001
Settled
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Raymond sells investment-related products for companies affiliated with PFS Investments Inc. He also receives non-investment related compensation from Primerica Mortgage, LLC and Primerica Client Services, Inc., and owns rental property and RSRJ LLC. Raymond spends minimal time per month as owner/president of RAY KRUTZ LLC.

Employment History
Current Registrations
Primerica Advisors
July 2011 - Present · 15 yrs 3 mos
PFS Investments INC.
April 1982 - Present · 44 yrs 6 mos
PFS Investments INC.Broker
April 1982 - Present · 44 yrs 6 mos
Previous Registrations
Integrated Resources Equity CorporationBroker
March 1981 - October 1981 · 7 mos
Westamerica Financial CorporationBroker
August 1979 - January 1981 · 1 yr 5 mos
State Registrations7 states
ARAZCOFLKSMINY
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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