Financial Engines Advisors (operating as Edelman Financial Engines) offers comprehensive financial advisory services, including personalized financial planning, investment management, and retirement income strategies. The firm helps individuals through online tools, workplace retirement plans, and face-to-face meetings with investment professionals. Services range from digital advice and employer-sponsored retirement plan management to holistic wealth planning for taxable and retirement accounts. Financial Engines Advisors builds diversified portfolios primarily using mutual funds and exchange-traded funds, relying on modern portfolio theory and academic research. The firm specializes in serving individual investors, retirement plan participants, high-net-worth clients, and businesses of various sizes, with a strong emphasis on retirement and long-term financial security.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $400K | 1.75% |
| $400K - $750K | 1.25% |
| $750K - $1.0M | 1.00% |
| $1.0M - $3.0M | 0.75% |
| $3.0M - $10.0M | 0.60% |
| $10.0M - $25.0M | 0.50% |
| $25M+ | 0.50% |
Fees for amounts over $25 million are negotiable.