Strategic Advisers provides investment management and financial planning services specifically tailored for employees enrolled in workplace retirement plans through Fidelity Investments. The firm builds and actively manages diversified investment portfolios using the investment options available within your employer's plan lineup. Strategic Advisers offers two main investment approaches: a core approach that evaluates all eligible funds (including actively managed and index funds) and an index-based approach focusing primarily on index funds. In addition to managing your retirement account investments with discretionary authority—meaning Strategic Advisers makes trades on your behalf without asking first—the firm provides web-based financial planning tools and telephone support from representatives to help you track your retirement goals. The service automatically adjusts your portfolio's risk level as you age and can factor in other retirement assets you hold outside the plan. Strategic Advisers is part of Fidelity Investments and serves individual retirement plan participants exclusively through employer-sponsored plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 0.85% |
| $100K - $250K | 0.80% |
| $250K+ | 0.70% |
Rates shown are the standard maximum gross advisory fees for plans with less than 20% employee enrollment. For plans with greater than 20% enrollment, the tiers are 0.80% for the first $100K, 0.70% for $100K-$250K, and 0.60% for assets over $250K. Fees are subject to a plan credit amount that reduces the gross fee.
