Birchbrook is a registered investment advisor located in Bangor, Maine, originally founded in 1994. The firm designs and maintains customized investment portfolios consisting of individual stocks, mutual funds, exchange-traded funds, bonds, and cash equivalents tailored to each client's specific goals, time horizon, and risk tolerance. Birchbrook also offers financial planning consulting, estate and trust administration services, and specialized consulting for company retirement plans or outside assets. The firm uses fundamental analysis to select securities and emphasizes diversified, long-term holding strategies. Birchbrook operates as a fee-only firm, meaning they do not accept commissions or product-based sales charges.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.25% |
| $100K - $500K | 1.00% |
| $500K - $1.0M | 0.90% |
| $1.0M - $3.0M | 0.75% |
| $3M+ | 0.50% |
Fees are calculated and prorated monthly and paid in arrears. All fees are negotiable. Financial planning fees may be discounted for clients who also retain Birchbrook for investment management.