Creative Planning manages investment portfolios and provides personalized financial planning for individuals, families, and institutions. The firm builds diversified portfolios using low-cost index funds, exchange-traded funds, individual stocks and bonds, and private market investments, with strategies tailored to each client's goals, tax situation, and risk tolerance. Financial planning covers retirement income projections, tax strategies, estate planning, and risk management. Creative Planning operates as a registered investment advisor legally required to act in your best interest. In addition to core wealth management, the firm offers specialized services through affiliates, including tax preparation, legal and estate planning, trust services, business advisory, and insurance consulting.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.20% |
| $500K - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.85% |
| $5.0M - $10.0M | 0.80% |
| $10.0M - $25.0M | 0.70% |
| $25.0M - $50.0M | 0.40% |
| $50.0M - $100.0M | 0.30% |
| $100M+ | 0.25% |
Fees and billing methods are negotiable based on account size, householding, and complexity. Legacy clients from acquired firms may have different fee schedules.
