The Harbor Group provides comprehensive financial planning and investment management services for individuals, high net worth individuals, trusts, estates, charitable organizations, and businesses. Founded in 1981, The Harbor Group focuses on building globally diversified portfolios primarily using no-load mutual funds and exchange-traded funds. The firm's advisory services cover retirement planning, tax planning and preparation, estate planning, cash flow management, insurance reviews, and education funding. The Harbor Group typically includes financial planning as part of its investment advisory services, but also offers standalone planning and consulting billed at an hourly rate. The firm emphasizes long-term investment strategies tailored to each client's specific goals and risk tolerance, operating as a registered investment advisor with a legal duty to act in your best interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $4.0M | 0.75% |
| $4.0M - $6.0M | 0.50% |
| $6.0M - $8.0M | 0.40% |
| $8.0M - $10.0M | 0.30% |
| $10M+ | 0.20% |
Fees are negotiable in limited circumstances. In no event will any client be charged in excess of 3.00% for investment management services.