AmeriServ Wealth Advisors manages investment portfolios for individuals, high-net-worth clients, pension plans, and charitable organizations. The firm develops personalized investment strategies based on each client's specific goals, time horizon, risk tolerance, and liquidity needs. Services include building and supervising portfolios across stocks, bonds, exchange-traded funds, and mutual funds on either a discretionary or non-discretionary basis. AmeriServ Wealth Advisors operates as a wholly owned subsidiary of AmeriServ Financial Bank and emphasizes a long-term perspective in asset allocation and portfolio management, utilizing both fundamental and technical analysis.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.80% |
| $3.0M - $5.0M | 0.60% |
| $5M+ | 0.40% |
Fixed income only accounts have a separate fee schedule starting at 0.60% down to 0.25%. Employees, board members, and 501(c)(3) non-profit organizations receive a 10% discount. Fees are negotiable under certain circumstances.