Compass Wealth Management is an independent registered investment advisor founded in 1997 and currently owned by Jason Bear. The firm offers comprehensive investment management and portfolio design, building customized portfolios using individual stocks, bonds, mutual funds, and exchange-traded funds based on a written investment policy statement. Portfolios are actively monitored, and the firm operates with the authority to make trades without asking first, tailored to each client's risk tolerance and financial goals. In addition to investment management, Compass Wealth Management offers standalone financial planning covering cash flow analysis, retirement income projections, executive benefits, insurance reviews, income tax coordination, and estate planning document reviews. The firm primarily serves individuals, pension plans, and charitable organizations, with a standard minimum account size of $50,000.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $5.0M | 0.80% |
| $5.0M - $20.0M | 0.70% |
| $20.0M - $50.0M | 0.60% |
| $50M+ | 0.50% |
Fees are negotiable and there are no minimum fees. Flat fee advisory service also available for accounts with very low turnover and heavy fixed income.