Fairfield Financial Advisors, Ltd. is an independent registered investment advisor founded in 1993, based in Wellesley, Massachusetts. The firm provides personalized financial planning and investment management services to individuals, high-net-worth families, trusts, estates, and small businesses. Fairfield operates as a fee-only firm, meaning they do not sell insurance, annuities, or commissioned products, and do not accept finder's fees or kickbacks. Their investment approach centers on strategic asset allocation, utilizing no-load mutual funds, individual stocks, bonds, and exchange-traded funds, primarily custodied at Charles Schwab & Co. In addition to managing portfolios, Fairfield offers guidance on retirement planning, tax strategies, estate planning, education funding, and insurance reviews. The firm utilizes cloud-based technology and artificial intelligence exclusively for back-office and administrative tasks like scheduling and meeting transcription, ensuring all financial advice and trades are made by professional human staff.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 1.00% |
| $5.0M - $10.0M | 0.75% |
| $10M+ | 0.50% |
Family accounts are aggregated for fee calculation. Fees are negotiable based on historical relationships, account composition, and anticipated future assets.