JNBA Financial Advisors manages investment portfolios and provides personalized financial planning and family office services for individuals, families, and businesses. JNBA builds customized portfolios using individual stocks, bonds, mutual funds, exchange-traded funds, and covered calls. Investment management clients generally receive financial planning and consulting services as part of their annual fee, covering areas such as retirement planning, estate planning, and insurance analysis. For smaller accounts under $1 million, JNBA may accept clients for a minimum annual flat fee. JNBA also offers standalone financial planning and consulting services, retirement plan consulting for employers, and customized family office services for select clients.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 1.00% |
| $3.0M - $5.0M | 0.85% |
| $5.0M - $10.0M | 0.75% |
| $10M+ | 0.65% |
Fees are negotiable based on account size, portfolio composition, and servicing needs. Accounts under $1,000,000 may be accepted for a minimum annual flat fee of $10,000.
