The Financial Consulate is a registered investment advisor that has been in operation since 1983. The firm offers comprehensive and modular financial planning services, discretionary and non-discretionary investment management, retirement plan management for corporate clients, tax preparation, bookkeeping, and QuickBooks support. The Financial Consulate uses an investment strategy called Risk Opportunity Investing, which blends active tactical asset allocation, fundamental analysis, top-down macroeconomic analysis, and technical analysis to prioritize capital preservation and growth. The firm serves individuals, high-net-worth individuals, families, business owners, and corporate retirement plans, tailoring its recommendations to each client's risk tolerance, goals, and time horizon.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $5.0M | 0.70% |
| $5.0M - $25.0M | 0.50% |
| $25M+ | 0.25% |
Rates shown are for managed portfolios including equity. Income portfolios without equity, separately managed income accounts, and guaranteed withdrawal annuities are charged 0.50% or 0.25% of all assets. Fees are negotiable.
