Boyd Financial Strategies, Inc. is a registered investment advisor based in Auburn, Massachusetts, originally founded in 1983. The firm is owned and operated by the Boyd family, including John Boyd, Peter Boyd, and Rosemarie Boyd. Boyd Financial Strategies primarily focuses on helping individuals and families with $500,000 to $20,000,000 in assets achieve their financial goals through personalized financial planning and investment management. Before making specific investment recommendations or managing portfolios, Boyd Financial Strategies requires clients to develop a financial or investment plan. The firm uses a conservative investment approach, utilizing mutual funds, individual stocks, bonds, certificates of deposit, and fixed annuities, with the goal of lowering portfolio volatility rather than trying to beat overall market indexes. Charles Schwab and Company serves as the primary custodian for client accounts. In addition to investment advisory services, certain team members are licensed insurance professionals and may offer insurance products for a commission.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $125K | 1.00% |
| $125K - $375K | 0.90% |
| $375K - $875K | 0.80% |
| $875K - $1.9M | 0.70% |
| $1.9M - $3.9M | 0.60% |
| $3.9M+ | 0.50% |
Fees are negotiable at the sole discretion of the firm.