CJM Wealth Advisers offers investment management and financial planning services to individuals, high-net-worth individuals, trusts, estates, and charitable organizations. The firm operates primarily through a wrap fee program, meaning clients pay a single fee that covers investment management, trade execution, and custody services. Client portfolios are generally held at Pershing, LLC. CJM Wealth Advisers builds portfolios primarily using exchange-traded funds and mutual funds, tailored to each client's investment objectives. In addition to portfolio management, the firm provides stand-alone financial planning and consulting covering areas such as estate and insurance planning, as well as retirement plan consulting for plan sponsors.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
The standard annual fee is 1.00%, but fees are negotiable at the firm's discretion based on factors such as assets managed, portfolio composition, and scope of services.