Cardinal Capital Management provides investment advice and consulting services. They work with individuals, high net worth individuals, trusts, estates, charitable organizations, insurance companies, and corporations. Cardinal Capital offers both discretionary and non-discretionary investment advisory services for a fee based on a percentage of the value of the assets they manage. While they don't market themselves as financial planners, they may offer limited consultation on related matters like estate and tax planning.
Fee Structure
Cardinal Capital's annual investment advisory fee is based on a percentage of the market value of your investments. The fee varies depending on the type of asset:
- Bonds:
- First $2,000,000: 0.50%
- Next $3,000,000: 0.40%
- Over $5,000,000: Negotiable
- Domestic Large Cap Equity:
- First $2,000,000: 1.00%
- Next $3,000,000: 0.80%
- Over $5,000,000: Negotiable
- Non-Domestic Equity and Small Cap:
- First $2,000,000: 1.50%
- Next $3,000,000: 1.20%
- Over $5,000,000: Negotiable
You must have at least $500,000 to invest and pay a minimum annual fee of $2,500.