Hinsdale Associates, Inc. offers personalized financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm builds globally diversified portfolios using exchange-traded funds, mutual funds, individual stocks, bonds, closed-end funds, and real estate investment trusts. Hinsdale Associates follows a strategic asset allocation approach utilizing a core and satellite strategy, combining passively managed index funds with actively managed funds where appropriate. In addition to investment management, the firm provides comprehensive financial planning covering cash flow management, tax planning, insurance reviews, education funding, retirement planning, and estate planning. While Hinsdale Associates operates strictly as a fee-only firm for its core advisory and planning services, certain licensed employees may receive commissions for selling insurance products, creating a potential conflict of interest that the firm mitigates by excluding insurance products from advisory asset calculations and focusing recommendations solely on client needs.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.38% |
Debt portfolios are charged 0.75% and declining. Fees are negotiable but will not be below 0.35% regardless of account size.