Silver Oak Advisory Group is a registered investment advisor based in Portland, Oregon, offering personalized financial planning and portfolio management to individuals, trusts, estates, and charitable organizations. The firm operates strictly on a fee-only basis, meaning they do not sell financial products or accept commissions. Their investment strategy centers heavily on asset allocation—balancing equities and fixed income through globally diversified mutual funds and exchange-traded funds to achieve targeted growth while managing risk. In addition to ongoing portfolio management, Silver Oak provides comprehensive financial plans covering cash flow, tax strategy, insurance, retirement, estate planning, and education funding. Clients retain final control over investment selections, and Silver Oak maintains limited authority only for account rebalancing and trade execution.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.95% |
| $1M+ | 0.60% |
Minimum annual fee is $6,600. Fees may be lower for larger client relationships, non-profits, and long-term clients at the firm's discretion.
