Kahala Financial Advisors is an independent advisory firm based in Honolulu, Hawaii, offering personalized investment management and financial planning services. The firm utilizes a long-term buy-and-hold strategy, constructing well-diversified portfolios of low-cost mutual funds and exchange-traded funds, including exclusive Dimensional Fund Advisors funds. Kahala Financial Advisors focuses on minimizing income taxes, regularly monitoring and rebalancing accounts, and maintaining discretionary trading authority. Personal financial planning services, covering credit, budgets, insurance, taxes, retirement, college funding, and estate planning, are provided at no additional cost to investment management clients. The firm primarily serves individuals, trusts, estates, charities, and corporations, requiring a minimum investment of $1 million in investable assets per household.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.75% |
| $1M+ | 0.50% |
Fees are non-negotiable, though Kahala Financial Advisors reserves the right to discount or waive fees at its discretion. State of Hawaii general excise tax may apply up to 4.712%.