Wealthway Financial Advisors is a registered investment advisor based in Norfolk, Virginia, originally founded in 1995 and currently owned and operated by Kevin J. Zywna. Wealthway Financial Advisors specializes in comprehensive financial planning and investment management tailored to each client's specific goals, risk tolerance, and tax situation. The firm's approach relies on Modern Portfolio Theory, utilizing a mix of mutual funds, exchange-traded funds, and separately managed accounts to build diversified portfolios. In addition to managing investments, Wealthway Financial Advisors offers holistic financial planning that covers retirement, tax strategies, education funding, estate planning projections, insurance reviews, and cash flow analysis. Wealthway Financial Advisors typically works on a discretionary basis, meaning they have the authority to make trades on your behalf without asking first, and they require accounts to be held at Charles Schwab & Company.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1M+ | 1.00% |
Fees may be adjusted based on account complexity, number of accounts, family aggregation, and services provided. Individual schedules may be compressed for assets exceeding $2 million. A minimum quarterly fee of $1,250 applies.