Intelligent Investment Management provides personalized investment management and financial planning services to individuals, families, trusts, partnerships, estates, charitable organizations, and small businesses from its office in Durango, Colorado. Founded in 1997, Intelligent Investment Management uses financial planning goals as the foundation for long-term investment strategies. The firm builds diversified portfolios combining domestic equities, alternative equities, fixed income securities, and alternative income positions, while deliberately avoiding the use of artificial intelligence for investment decisions and speculative cryptocurrencies for retirement accounts. Intelligent Investment Management operates on a fee-only basis, meaning it does not sell commissioned products or accept commissions or finder's fees. Charles Schwab serves as the primary custodian for client accounts. The firm emphasizes long-term growth and broad diversification to mitigate market risks.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1.0M - $2.0M | 1.25% |
| $2.0M - $5.0M | 1.00% |
| $5M+ | 0.75% |
Fees may be charged at reduced rates at the firm's discretion for not-for-profit organizations, related parties, or based on account size and anticipated future assets. A $1,000 one-time account acceptance fee applies to new clients.