Financial Network Specialists (FNS) offers personalized financial advice and investment management to individuals, pension and profit-sharing plans, trusts, estates, and small businesses. FNS provides services such as personal financial planning, wealth accumulation, investment planning, retirement planning, and estate planning. FNS is a fee-only firm and does not accept commissions. Clients make the final decisions on investment selection, and FNS places trades for clients under a limited power of attorney.
FNS manages investments for clients, charging an annual advisory fee that is negotiated based on the client's needs. The fee is generally between 0.5% and 2%. There is a minimum annual fee of $2,000 for consulting and advisory services. Clients can choose to have the fee debited from their account or receive an email invoice. Assets are invested primarily in no-load or low-load mutual funds and exchange-traded funds.