Beese, Fulmer Investment Management, Inc. provides personalized investment management and financial consulting services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both discretionary management, where Beese, Fulmer Investment Management, Inc. makes investment decisions on your behalf, and non-discretionary management, where you retain final decision-making authority over all trades. Services are tailored to each client's specific risk tolerance and income needs, utilizing a mix of individual stocks, exchange-traded funds, mutual funds, fixed-income securities, and alternative investments. In addition to portfolio management, Beese, Fulmer Investment Management, Inc. assists with financial planning areas such as cash flow management, college planning, tax planning, insurance review, retirement planning, and estate planning. The firm operates as a fee-only registered investment advisor and does not sell insurance or commissioned products, nor does it accept finder's fees.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $2.0M | 1.00% |
| $2.0M - $3.0M | 0.80% |
| $3.0M - $4.0M | 0.60% |
| $4M+ | 0.50% |
Fees are negotiable. Minimum annual fee is $5,000. Alternative Accounts are subject to a separate flat annual fee of 1.00%.