Winch Financial offers continuous portfolio management and financial planning services. For investment management, Winch Financial creates personalized portfolios based on each client's goals, time horizon, and risk tolerance, and manages accounts without needing approval for every trade. Clients can also request ongoing financial planning, which covers areas like retirement, taxes, estate planning, and insurance, though this is billed separately or as an add-on percentage. Winch Financial also provides standalone financial planning on a project basis, hourly consulting, and educational seminars. The firm generally prefers a minimum investment of $500,000, though this can be flexible.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 2.00% |
| $1M+ | 0.99% |
Fees range from 1.00% to 2.00% for the first $1 million and 0.50% to 0.99% for assets over $1 million. An additional 0.25% is charged if financial planning is included. Fees are negotiable.