Colonial Trust Advisors provides personalized investment management and financial planning services for individuals, families, businesses, and retirement plans. Founded in 1996 and based in South Carolina, the firm builds customized investment portfolios based on each client's specific goals, risk tolerance, time horizon, and liquidity needs. Clients can choose between having the firm make trades automatically or needing approval before any transactions occur. Colonial Trust Advisors also offers standalone or bundled financial planning covering personal finances, taxes, cash flow, retirement, and estate planning strategies. Additionally, the firm provides retirement plan consulting services for employer-sponsored plans and manages held-away accounts like 401(k) plans through specialized technology.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.5M | 0.75% |
| $2.5M - $5.0M | 0.60% |
| $5.0M - $7.0M | 0.50% |
| $7M+ | 0.38% |
Fees are negotiable based on client circumstances, complexity, and total assets. Minimum annual fixed fee is $1,000 if agreed instead of percentage.