Matson Money provides asset allocation investment advisory services to individuals, trusts, high net worth individuals, company retirement accounts, and other entities. Matson Money operates primarily through three programs: the Matson Fund Platform, the Frontier Adjusted Portfolio Program, and the Private Account Asset Allocation Program. The firm relies on Modern Portfolio Theory, the Efficient Market Hypothesis, and the Fama/French Five Factor Model, investing client assets primarily in its own proprietary mutual funds (Free Market Funds and Matson Money Funds) or in mutual funds managed by Dimensional Fund Advisors. Matson Money's services are marketed almost exclusively through independent solicitors, co-advisors, and its affiliate Matson Capital. These referrers maintain direct contact with clients, assist with questionnaires, and handle routine inquiries. Matson Money exercises discretionary authority over client portfolios, conducting regular reviews and rebalancing as needed. In addition to investment management, Matson Money offers educational products, training conferences for referrers, and online financial record consolidation tools through eMoney.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 2.00% |
| $500K - $1.0M | 1.00% |
| $1.0M - $4.0M | 0.75% |
| $4M+ | 0.50% |
Fee schedule applies to the Private Account Asset Allocation Program. Fees are negotiable for accounts over $1 million. For the Matson Fund Platform and Frontier Adjusted Portfolio Program, referrers charge separate advisory fees up to 1.20% annually, and underlying funds charge up to 0.50%.