Creative Resources Investment Advisors provides personalized portfolio management and basic financial planning services primarily to individuals and high-income individuals. Founded in 1998, the firm focuses on long-term value investing using Modern Portfolio Theory, emphasizing broad diversification across equities, fixed income, and mutual funds. Portfolios can be managed on a discretionary or non-discretionary basis. Creative Resources Investment Advisors tailors investment strategies to individual client objectives and restrictions. Basic financial planning services—such as net worth statements, cash flow reviews, retirement scenarios, and estate planning overviews—are included at no extra charge for investment management clients. The firm also offers pension consulting services to employee benefit plans as an incidental benefit.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $5.0M | 0.50% |
| $5M+ | 0.50% |
Fees for accounts over $5 million are negotiable. Household accounts may be aggregated to reach lower fee tiers.