Citadel Investment Advisory INC

Citadel Investment Advisory manages client investment accounts using publicly-traded securities. Citadel has a broad contract that allows for potential concentrations in companies and/or industries that can result in substantial loss. Citadel will honor client purchase restrictions on a limited basis if identified in the contract. Citadel has one style of management and is selective in accepting clients. It can take years for a new client to have the same asset allocations as a seasoned client.