Coyle Financial Counsel provides discretionary and non-discretionary investment management, financial assessments, and ongoing wealth consulting services to individuals, families, retirement plans, trusts, and businesses. Founded in 1972 and operating out of Illinois and Florida, Coyle tailors investment portfolios based on each client's specific goals, risk tolerance, and time horizon. The firm utilizes a mix of fundamental, quantitative, and technical analysis to construct portfolios using mutual funds, exchange-traded funds, individual securities, and third-party managers. In addition to direct portfolio management, Coyle offers automated investment options for smaller accounts through a sub-advisor platform. Coyle also provides financial assessment services, project-based financial planning covering retirement, estate, tax strategies, and family legacy planning, as well as monthly subscription consulting. The firm operates on a fee-only basis for its core advisory services, though certain related persons may sell insurance products for standard commissions.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.25% |
| $2.0M - $5.0M | 1.00% |
| $5.0M - $10.0M | 0.90% |
| $10.0M - $20.0M | 0.60% |
| $20.0M - $50.0M | 0.50% |
| $50M+ | 0.50% |
Fees are negotiable for accounts over $50,000,000. Subject to a minimum annual fee of $10,000.