Huber, Cardono, Moring, & Richter (HCMR) primarily focuses on designing and managing investment portfolios for individuals. HCMR helps clients determine their risk tolerance and recommends a customized investment strategy, taking into account their existing financial assets. Clients have the final say on all investment decisions. HCMR typically recommends mutual funds, exchange traded funds, stocks, and bonds, but may research and recommend other investments at a client's request.
Fee Structure
HCMR manages investment portfolios, primarily consisting of mutual funds and exchange traded funds. HCMR uses separately managed accounts which are discretionary. All other accounts are non-discretionary and are approved by the client before any trades area made. HCMR will periodically make recommendations to clients for changes in the portfolio. As HCMR has no discretionary client assets under management, the client will decide which, if any, of the recommended portfolio changes to implement.