Flexible Plan Investments, Ltd. operates as a turnkey asset manager, creating systematic, quantitative investment strategies for individual and institutional investors. Founded in 1981 and based in Bloomfield Hills, Michigan, the firm offers risk-managed separately managed accounts, variable annuity strategies, and turnkey portfolios. Flexible Plan Investments does not work with end clients directly; instead, it partners with financial representatives, registered investment advisors, and broker-dealers who help clients select appropriate strategies. The firm's approach relies heavily on tactical and dynamic asset allocation, utilizing proprietary models, trend analysis, and regime overlays to manage risk across equity, fixed-income, and alternative asset classes. Flexible Plan Investments does not provide personal financial planning, tax advice, or legal consulting services.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.75% |
| $1M+ | 0.35% |
Rates represent Flexible Plan Investments' retained advisory fee portion. Total advisory fees include an additional flat financial advisor compensation component of up to 1.25%.