Cambridge Capital Management has been in business since 1999, operating from O'Fallon, Illinois, and managing personalized investment portfolios for individuals, trusts, estates, and retirement plans. The firm builds customized investment strategies using exchange-listed securities, exchange-traded funds, mutual funds, and corporate debt. During the onboarding process, Cambridge Capital Management evaluates each client's individual objectives, time horizons, risk tolerance, and liquidity needs to construct an appropriate asset allocation. Investment management is conducted primarily on a discretionary basis, meaning the firm makes trades without prior client consent, though certain employer-sponsored retirement accounts are handled on a non-discretionary basis. In addition to portfolio management, Cambridge Capital Management provides financial planning covering retirement, estate, tax, business planning, and children's education. General financial planning is typically included at no additional cost for investment management clients, but standalone comprehensive financial plans are also available for a flat fee. The firm also offers retirement plan consulting services to plan sponsors and participants.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.25% |
| $250K - $750K | 1.00% |
| $750K - $2.0M | 0.75% |
| $2.0M - $7.5M | 0.50% |
| $7.5M+ | 0.40% |
Employer-sponsored retirement plan assets are charged at 0.40%. Fees are negotiable.
